<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated by IRIS FinX -->
<!-- IRIS Business Services Ltd -->
<!--
                      
            ***************Indian GAAP Accounting Taxonomy - Entry point for C&I: 2009-06-30*************
                                 

 -->
<xsd:schema targetNamespace="http://www.xbrl.in/in-gaap/ci/2009-06-30/" 
attributeFormDefault="unqualified" 
elementFormDefault="qualified" 
xmlns:xsd="http://www.w3.org/2001/XMLSchema" 
xmlns:in-gaap-ci="http://www.xbrl.in/in-gaap/ci/2009-06-30/" 
xmlns:in-roles="http://www.xbrl.in/in-gaap/2009-06-30/entrypoint" 
xmlns:link="http://www.xbrl.org/2003/linkbase" 
xmlns:xbrli="http://www.xbrl.org/2003/instance" 
xmlns:xlink="http://www.w3.org/1999/xlink">
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="in-gaap-ci-2009-06-30_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="in-gaap-ci-2009-06-30_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="in-gaap-2009-06-30_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xsd:import namespace="http://www.xbrl.in/in-gaap/2009-06-30" schemaLocation="in-gaap-2009-06-30.xsd"/>
  <xsd:import namespace="http://www.xbrl.in/in-gaap/2009-06-30/roles" schemaLocation="in-gaap-roles-2009-06-30.xsd"/>
    <xsd:import namespace="http://www.xbrl.in/in-gaap/2009-06-30/roles-ci" schemaLocation="in-gaap-ci-roles-2009-06-30.xsd"/>
</xsd:schema>
