<?xml version="1.0" encoding="UTF-8"?>
<!-- (c) XBRL International.  See http://www.xbrl.org/legal -->
<schema elementFormDefault="qualified" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.xbrl.org/int/gl/bus/2005-07-12" attributeFormDefault="unqualified" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:gl-bus="http://www.xbrl.org/int/gl/bus/2005-07-12" xmlns:gl-cor="http://www.xbrl.org/int/gl/cor/2005-07-12">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="gl-bus-2005-07-12-presentation.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="gl-bus-2005-07-12-label.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <element name="accountantAddress" type="gl-bus:accountantAddressComplexType" id="gl-bus_accountantAddress" substitutionGroup="xbrli:tuple"/>
  <element name="accountantInformation" type="gl-bus:accountantInformationComplexType" id="gl-bus_accountantInformation" substitutionGroup="xbrli:tuple"/>
  <element name="accountantCity" type="gl-bus:accountantCityItemType" id="gl-bus_accountantCity" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantCountry" type="gl-bus:accountantCountryItemType" id="gl-bus_accountantCountry" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantEngagementType" type="gl-bus:accountantEngagementTypeItemType" id="gl-bus_accountantEngagementType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantName" type="gl-bus:accountantNameItemType" id="gl-bus_accountantName" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantStateOrProvince" type="gl-bus:accountantStateOrProvinceItemType" id="gl-bus_accountantStateOrProvince" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantStreet" type="gl-bus:accountantStreetItemType" id="gl-bus_accountantStreet" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="accountantZipOrPostalCode" type="gl-bus:accountantZipOrPostalCodeItemType" id="gl-bus_accountantZipOrPostalCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="allocationCode" type="gl-bus:allocationCodeItemType" id="gl-bus_allocationCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="amountMemo" type="gl-bus:amountMemoItemType" id="gl-bus_amountMemo" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="batchDescription" type="gl-bus:batchDescriptionItemType" id="gl-bus_batchDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="batchID" type="gl-bus:batchIDItemType" id="gl-bus_batchID" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="budgetAllocationCode" type="gl-bus:budgetAllocationCodeItemType" id="gl-bus_budgetAllocationCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="budgetScenario" type="gl-bus:budgetScenarioItemType" id="gl-bus_budgetScenario" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="budgetScenarioPeriodStart" type="gl-bus:budgetScenarioPeriodStartItemType" id="gl-bus_budgetScenarioPeriodStart" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="budgetScenarioPeriodEnd" type="gl-bus:budgetScenarioPeriodEndItemType" id="gl-bus_budgetScenarioPeriodEnd" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="budgetScenarioText" type="gl-bus:budgetScenarioTextItemType" id="gl-bus_budgetScenarioText" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="businessDescription" type="gl-bus:businessDescriptionItemType" id="gl-bus_businessDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactEMail" type="gl-bus:contactEMailItemType" id="gl-bus_contactEMail" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactFirstName" type="gl-bus:contactFirstNameItemType" id="gl-bus_contactFirstName" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactInformation" type="gl-bus:contactInformationComplexType" id="gl-bus_contactInformation" substitutionGroup="xbrli:tuple"/>
  <element name="contactLastName" type="gl-bus:contactLastNameItemType" id="gl-bus_contactLastName" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactPositionRole" type="gl-bus:contactPositionRoleItemType" id="gl-bus_contactPositionRole" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactPrefix" type="gl-bus:contactPrefixItemType" id="gl-bus_contactPrefix" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactSuffix" type="gl-bus:contactSuffixItemType" id="gl-bus_contactSuffix" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="contactType" type="gl-bus:contactTypeItemType" id="gl-bus_contactType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="creator" type="gl-bus:creatorItemType" id="gl-bus_creator" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="depreciationMortgage" type="gl-bus:depreciationMortgageComplexType" id="gl-bus_depreciationMortgage" substitutionGroup="xbrli:tuple"/>
  <element name="dmJurisdiction" type="gl-bus:dmJurisdictionTypeItemType" id="gl-bus_dmJurisdiction" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="dmLifeLength" type="gl-bus:dmLifeLengthItemType" id="gl-bus_dmLifeLength" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="dmMethodType" type="gl-bus:dmMethodTypeItemType" id="gl-bus_dmMethodType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="documentChargeReimb" type="gl-bus:documentChargeReimbItemType" id="gl-bus_documentChargeReimb" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="documentLocation" type="gl-bus:documentLocationItemType" id="gl-bus_documentLocation" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="documentReceivedDate" type="gl-bus:documentReceivedDateItemType" id="gl-bus_documentReceivedDate" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="eliminationCode" type="gl-bus:eliminationCodeItemType" id="gl-bus_eliminationCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="enteredByModified" type="gl-bus:enteredByModifiedItemType" id="gl-bus_enteredByModified" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="entityPhoneNumber" type="gl-bus:entityPhoneNumberComplexType" id="gl-bus_entityPhoneNumber" substitutionGroup="xbrli:tuple"/>
  <element name="entityWebSite" type="gl-bus:entityWebSiteComplexType" id="gl-bus_entityWebSite" substitutionGroup="xbrli:tuple"/>
  <element name="entryOrigin" type="gl-bus:entryOriginItemType" id="gl-bus_entryOrigin" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="entryResponsiblePerson" type="gl-bus:entryResponsiblePersonItemType" id="gl-bus_entryResponsiblePerson" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="fiscalYearStart" type="gl-bus:fiscalYearStartItemType" id="gl-bus_fiscalYearStart" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="fiscalYearEnd" type="gl-bus:fiscalYearEndItemType" id="gl-bus_fiscalYearEnd" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierAddress" type="gl-bus:identifierAddressComplexType" id="gl-bus_identifierAddress" substitutionGroup="xbrli:tuple"/>
  <element name="identifierAddressDescription" type="gl-bus:identifierAddressDescriptionItemType" id="gl-bus_identifierAddressDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierAddressPurpose" type="gl-bus:identifierAddressPurposeItemType" id="gl-bus_identifierAddressPurpose" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierCity" type="gl-bus:identifierCityItemType" id="gl-bus_identifierCity" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierCountry" type="gl-bus:identifierCountryItemType" id="gl-bus_identifierCountry" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierPurpose" type="gl-bus:identifierPurposeItemType" id="gl-bus_identifierPurpose" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierStateOrProvince" type="gl-bus:identifierStateOrProvinceItemType" id="gl-bus_identifierStateOrProvince" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierStreet" type="gl-bus:identifierStreetItemType" id="gl-bus_identifierStreet" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="identifierZipOrPostalCode" type="gl-bus:identifierZipOrPostalCodeItemType" id="gl-bus_identifierZipOrPostalCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="jobInfo" type="gl-bus:jobInfoComplexType" id="gl-bus_jobInfo" substitutionGroup="xbrli:tuple"/>
  <element name="measurable" type="gl-bus:measurableComplexType" id="gl-bus_measurable" substitutionGroup="xbrli:tuple"/>
  <element name="measurableCode" type="gl-bus:measurableCodeItemType" id="gl-bus_measurableCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableCostPerUnit" type="gl-bus:measurableCostPerUnitItemType" id="gl-bus_measurableCostPerUnit" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableDescription" type="gl-bus:measurableDescriptionItemType" id="gl-bus_measurableDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableID" type="gl-bus:measurableIDItemType" id="gl-bus_measurableID" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableIDOther" type="gl-bus:measurableIDOtherItemType" id="gl-bus_measurableIDOther" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableIDOtherSchema" type="gl-bus:measurableIDOtherSchemaItemType" id="gl-bus_measurableIDOtherSchema" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableIDSchema" type="gl-bus:measurableIDSchemaItemType" id="gl-bus_measurableIDSchema" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableQualifier" type="gl-bus:measurableQualifierItemType" id="gl-bus_measurableQualifier" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>  
  <element name="measurableQuantity" type="gl-bus:measurableQuantityItemType" id="gl-bus_measurableQuantity" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableStartDateTime" type="gl-bus:measurableStartDateTimeItemType" id="gl-bus_measurableStartDateTime" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableEndDateTime" type="gl-bus:measurableEndDateTimeItemType" id="gl-bus_measurableEndDateTime" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="measurableUnitOfMeasure" type="gl-bus:measurableUnitOfMeasureItemType" id="gl-bus_measurableUnitOfMeasure" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAccountingMethodStructure" type="gl-bus:organizationAccountingMethodStructureComplexType" id="gl-bus_organizationAccountingMethodStructure" substitutionGroup="xbrli:tuple"/>
  <element name="organizationAccountingMethod" type="gl-bus:accountingMethodItemType" id="gl-bus_organizationAccountingMethod" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="entryAccountingMethod" type="gl-bus:accountingMethodItemType" id="gl-bus_entryAccountingMethod" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="entryAccountingMethodPurpose" type="gl-bus:accountingMethodPurposeItemType" id="gl-bus_entryAccountingMethodPurpose" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="organizationAccountingMethodStartDate" type="gl-bus:organizationAccountingMethodStartDateItemType" id="gl-bus_organizationAccountingMethodStartDate" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="organizationAccountingMethodEndDate" type="gl-bus:organizationAccountingMethodEndDateItemType" id="gl-bus_organizationAccountingMethodEndDate" substitutionGroup="xbrli:item" nillable="false" xbrli:periodType="instant"/>
  <element name="organizationAccountingMethodPurpose" type="gl-bus:accountingMethodPurposeItemType" id="gl-bus_organizationAccountingMethodPurpose" substitutionGroup="xbrli:item" nillable="false" xbrli:periodType="instant"/>
  <element name="organizationAccountingMethodPurposeDefault" type="gl-bus:accountingMethodPurposeItemType" id="gl-bus_organizationAccountingMethodPurposeDefault" substitutionGroup="xbrli:item" nillable="false" xbrli:periodType="instant"/>
  <element name="organizationAddress" type="gl-bus:organizationAddressComplexType" id="gl-bus_organizationAddress" substitutionGroup="xbrli:tuple"/>
  <element name="organizationAddressCity" type="gl-bus:organizationAddressCityItemType" id="gl-bus_organizationAddressCity" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressCountry" type="gl-bus:organizationAddressCountryItemType" id="gl-bus_organizationAddressCountry" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressDescription" type="gl-bus:organizationAddressDescriptionItemType" id="gl-bus_organizationAddressDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressName" type="gl-bus:organizationAddressNameItemType" id="gl-bus_organizationAddressName" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressStateOrProvince" type="gl-bus:organizationAddressStateOrProvinceItemType" id="gl-bus_organizationAddressStateOrProvince" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressStreet" type="gl-bus:organizationAddressStreetItemType" id="gl-bus_organizationAddressStreet" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationAddressZipOrPostalCode" type="gl-bus:organizationAddressZipOrPostalCodeItemType" id="gl-bus_organizationAddressZipOrPostalCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationDescription" type="gl-bus:organizationDescriptionItemType" id="gl-bus_organizationDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationIdentifier" type="gl-bus:organizationIdentifierItemType" id="gl-bus_organizationIdentifier" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="organizationIdentifiers" type="gl-bus:organizationIdentifiersComplexType" id="gl-bus_organizationIdentifiers" substitutionGroup="xbrli:tuple"/>
  <element name="paymentMethod" type="gl-bus:paymentMethodItemType" id="gl-bus_paymentMethod" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodCount" type="gl-bus:periodCountItemType" id="gl-bus_periodCount" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodUnit" type="gl-bus:periodUnitTypeItemType" id="gl-bus_periodUnit" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="phoneNumber" type="gl-bus:phoneNumberItemType" id="gl-bus_phoneNumber" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="phoneNumberDescription" type="gl-bus:phoneNumberDescriptionItemType" id="gl-bus_phoneNumberDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="postingCode" type="gl-bus:postingCodeItemType" id="gl-bus_postingCode" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendar" id="gl-bus_reportingCalendar" type="gl-bus:reportingCalendarComplexType" substitutionGroup="xbrli:tuple"/>
  <element name="reportingCalendarCode" id="gl-bus_reportingCalendarCode" type="gl-bus:reportingCalendarCodeItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarDescription" id="gl-bus_reportingCalendarDescription" type="gl-bus:reportingCalendarDescriptionItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarTitle" id="gl-bus_reportingCalendarTitle" type="gl-bus:reportingCalendarTitleItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarPeriodType" id="gl-bus_reportingCalendarPeriodType" type="gl-bus:reportingCalendarPeriodTypeItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarPeriodTypeDescription" id="gl-bus_reportingCalendarPeriodTypeDescription" type="gl-bus:reportingCalendarPeriodTypeDescriptionItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarOpenClosedStatus" id="gl-bus_reportingCalendarOpenClosedStatus" type="gl-bus:reportingCalendarOpenClosedStatusItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingPurpose" id="gl-bus_reportingPurpose" type="gl-bus:accountingMethodPurposeItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="reportingCalendarPeriod" id="gl-bus_reportingCalendarPeriod" type="gl-bus:reportingCalendarPeriodComplexType" substitutionGroup="xbrli:tuple"/>
  <element name="periodIdentifier" id="gl-bus_periodIdentifier" type="gl-bus:periodIdentifierItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodDescription" id="gl-bus_periodDescription" type="gl-bus:periodDescriptionItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodStart" id="gl-bus_periodStart" type="gl-bus:periodStartItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodEnd" id="gl-bus_periodEnd" type="gl-bus:periodEndItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="periodClosedDate" id="gl-bus_periodClosedDate" type="gl-bus:periodClosedDateItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true"/>
  <element name="sourceApplication" type="gl-bus:sourceApplicationItemType" id="gl-bus_sourceApplication" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="sourceJournalDescription" type="gl-bus:sourceJournalDescriptionItemType" id="gl-bus_sourceJournalDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="targetApplication" type="gl-bus:targetApplicationItemType" id="gl-bus_targetApplication" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="webSiteDescription" type="gl-bus:webSiteDescriptionItemType" id="gl-bus_webSiteDescription" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
  <element name="webSiteURL" type="gl-bus:webSiteURLItemType" id="gl-bus_webSiteURL" substitutionGroup="xbrli:item" xbrli:periodType="instant"/>
</schema>

