<?xml version="1.0" encoding="UTF-8"?>

<!-- (c) XBRL International.  See http://www.xbrl.org/legal -->
<schema xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:gl-muc="http://www.xbrl.org/int/gl/muc/2005-07-12" xmlns:gl-cor="http://www.xbrl.org/int/gl/cor/2005-07-12" targetNamespace="http://www.xbrl.org/int/gl/muc/2005-07-12" elementFormDefault="qualified" attributeFormDefault="unqualified">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="gl-muc-2005-07-12-presentation.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="gl-muc-2005-07-12-label.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>

  <element name="amountCurrency" type="gl-muc:amountCurrencyItemType" substitutionGroup="xbrli:item" id="gl-muc_amountCurrency" xbrli:periodType="instant"/>
  <element name="amountOriginal" type="gl-muc:amountOriginalItemType" substitutionGroup="xbrli:item" id="gl-muc_amountOriginal" xbrli:periodType="instant"/>
  <element name="amountOriginalCurrency" type="gl-muc:amountOriginalCurrencyItemType" substitutionGroup="xbrli:item" id="gl-muc_amountOriginalCurrency" xbrli:periodType="instant"/>
  <element name="defaultCurrency" type="gl-muc:defaultCurrencyItemType" substitutionGroup="xbrli:item" id="gl-muc_defaultCurrency" xbrli:periodType="instant"/>
  <element name="exchangeRate" type="gl-muc:exchangeRateItemType" substitutionGroup="xbrli:item" id="gl-muc_exchangeRate" xbrli:periodType="instant"/>
  <element name="exchangeRate2" type="gl-muc:exchangeRate2ItemType" substitutionGroup="xbrli:item" id="gl-muc_exchangeRate2" xbrli:periodType="instant"/>
  <element name="exchangeRate2Date" type="gl-muc:exchangeRate2DateItemType" substitutionGroup="xbrli:item" id="gl-muc_exchangeRate2Date" xbrli:periodType="instant"/>
  <element name="exchangeRateDate" type="gl-muc:exchangeRateDateItemType" substitutionGroup="xbrli:item" id="gl-muc_exchangeRateDate" xbrli:periodType="instant"/>
  <element name="multicurrencyDetail" type="gl-muc:multicurrencyDetailComplexType" substitutionGroup="xbrli:tuple" id="gl-muc_multicurrencyDetail"/>
</schema>

