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  <element id="usfr-fst_CashReceiptsPaymentsDepositsWithOtherInstitutions" name="CashReceiptsPaymentsDepositsWithOtherInstitutions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsPaymentsLoansMadeCustomers" name="CashReceiptsPaymentsLoansMadeCustomers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsPaymentsPrincipalCollectionsLoans" name="CashReceiptsPaymentsPrincipalCollectionsLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsPaymentsRepaymentsDeposits" name="CashReceiptsPaymentsRepaymentsDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsPaymentsTimeDepositsAccepted" name="CashReceiptsPaymentsTimeDepositsAccepted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsPaymentsWithdrawalsDeposits" name="CashReceiptsPaymentsWithdrawalsDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsSaleOtherAssets" name="CashReceiptsSaleOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CashReceiptsSalesSecurities" name="CashReceiptsSalesSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_CededWrittenPremiums" name="CededWrittenPremiums" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_ChangeInterestReceivable" name="ChangeInterestReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangeMortgageServicingRights" name="ChangeMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_ChangesAmountsDuefromOtherRelatedPartiesCurrentNoncurrent" name="ChangesAmountsDuefromOtherRelatedPartiesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesAmountsDuetoAffiliatesCurrentNoncurrent" name="ChangesAmountsDuetoAffiliatesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesAmountsDuetoOfficersStockholdersCurrentNoncurrent" name="ChangesAmountsDuetoOfficersStockholdersCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesAmountsDuetoOtherRelatedPartiesCurrentNoncurrent" name="ChangesAmountsDuetoOtherRelatedPartiesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesAmountsDuetoRelatedPartiesCurrentNoncurrent" name="ChangesAmountsDuetoRelatedPartiesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesNotesPayableRelatedPartiesCurrentNoncurrent" name="ChangesNotesPayableRelatedPartiesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesOriginationSalesAcquisitionsLoansHeldSaleAbstract" name="ChangesOriginationSalesAcquisitionsLoansHeldSaleAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="duration" type="xbrli:stringItemType" />
  <element id="usfr-fst_ChangesRelatedPartyNotesReceivableCurrentNoncurrent" name="ChangesRelatedPartyNotesReceivableCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesRelatedPartyReceivablesCurrentNoncurrent" name="ChangesRelatedPartyReceivablesCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChangesTaxExemptPortfolio" name="ChangesTaxExemptPortfolio" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ChargeOffsGross" name="ChargeOffsGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
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  <element id="usfr-fst_ClosedBlock" name="ClosedBlock" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_CollateralLoanedSecuritiesCash" name="CollateralLoanedSecuritiesCash" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_CollateralSecuritiesLendingDerivativesNet" name="CollateralSecuritiesLendingDerivativesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_CommercialConstructionLoans" name="CommercialConstructionLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_CommercialIndustrial" name="CommercialIndustrial" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
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  <element id="usfr-fst_CommercialLoansGovernments" name="CommercialLoansGovernments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_CommercialLoansLeaseFinancing" name="CommercialLoansLeaseFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_CommercialLoansMortgage" name="CommercialLoansMortgage" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
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  <element id="usfr-fst_CompanyObligatedManditorilyRedeemablePreferredCapitalSecuritiesSubsidiaryTrusts" name="CompanyObligatedManditorilyRedeemablePreferredCapitalSecuritiesSubsidiaryTrusts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
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  <element id="usfr-fst_CondensedFinancialInformationRegistrantParentCompanySInvestmentsDividends" name="CondensedFinancialInformationRegistrantParentCompanySInvestmentsDividends" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_ConversionMutualCapitalStockCompany" name="ConversionMutualCapitalStockCompany" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
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  <element id="usfr-fst_CustomersAcceptanceLiability" name="CustomersAcceptanceLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_DeferredAcquisitionCost" name="DeferredAcquisitionCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_DeferredAcquisitionCosts" name="DeferredAcquisitionCosts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_DeferredPolicyAcquisitionCosts" name="DeferredPolicyAcquisitionCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
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  <element id="usfr-fst_DepositDisclosureDemandDepositsReclassifiedAsLoans" name="DepositDisclosureDemandDepositsReclassifiedAsLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
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  <element id="usfr-fst_DepositsCertificatesDeposits100000More" name="DepositsCertificatesDeposits100000More" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_DepositsCertificatesDepositsLessThan100000" name="DepositsCertificatesDepositsLessThan100000" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
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  <element id="usfr-fst_DiscountPremiumPremiumsReceivableFaceAmountReceivables" name="DiscountPremiumPremiumsReceivableFaceAmountReceivables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
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  <element id="usfr-fst_DueCustomersOnAcceptances" name="DueCustomersOnAcceptances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
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  <element id="usfr-fst_LoansLoansHeldPortfolioTradeFinancing" name="LoansLoansHeldPortfolioTradeFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansLoansHeldPortfolioUnearnedIncome" name="LoansLoansHeldPortfolioUnearnedIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansPledgedAsCollateral" name="LoansPledgedAsCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssets" name="LoansRelatedAssets" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_LoansRelatedAssetsLoansAssets" name="LoansRelatedAssetsLoansAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsLoansAssetsSecuritizationLoans" name="LoansRelatedAssetsLoansAssetsSecuritizationLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsLoansAssetsSecuritizationLoansRealEstateMortgageSecuritizedLoans" name="LoansRelatedAssetsLoansAssetsSecuritizationLoansRealEstateMortgageSecuritizedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsLoansHeldPortfolio" name="LoansRelatedAssetsLoansHeldPortfolio" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_LoansRelatedAssetsNetUnamortizedDeferredFeesCosts" name="LoansRelatedAssetsNetUnamortizedDeferredFeesCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsTroubledDebtRestructuredLoans" name="LoansRelatedAssetsTroubledDebtRestructuredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsUnamortizedPremiumsDiscounts" name="LoansRelatedAssetsUnamortizedPremiumsDiscounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsUndisbursedPortionsLoansReceivable" name="LoansRelatedAssetsUndisbursedPortionsLoansReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LoansRelatedAssetsUnearnedIncome" name="LoansRelatedAssetsUnearnedIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LoansVariableRatesInterest" name="LoansVariableRatesInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_LongTermDebtCapitalSecurities" name="LongTermDebtCapitalSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LongTermDebtCapitalSecuritiesAbstract" name="LongTermDebtCapitalSecuritiesAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_LongTermDebtExcludingMediumTermDebt" name="LongTermDebtExcludingMediumTermDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_LossesPayable" name="LossesPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_LossLossAdjustmentExpense" name="LossLossAdjustmentExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_LossLossAdjustmentExpenseReserveMovement" name="LossLossAdjustmentExpenseReserveMovement" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_LossLossAdjustmentExpenseReserveMovementGrossNet" name="LossLossAdjustmentExpenseReserveMovementGrossNet" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_LossLossAdjustmentExpenseReserves" name="LossLossAdjustmentExpenseReserves" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_LossLossAdjustmentExpenseReservesChangesBalances" name="LossLossAdjustmentExpenseReservesChangesBalances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_LossLossAdjustmentExpenseReservesNote" name="LossLossAdjustmentExpenseReservesNote" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MajorLoanCategories" name="MajorLoanCategories" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MajorLoanCategoriesCommercialFinancialAgricultural" name="MajorLoanCategoriesCommercialFinancialAgricultural" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesConsumerLoans" name="MajorLoanCategoriesConsumerLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesForeignLoans" name="MajorLoanCategoriesForeignLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesInstallmentLoans" name="MajorLoanCategoriesInstallmentLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesLeaseFinancing" name="MajorLoanCategoriesLeaseFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesMortgageWarehouseLending" name="MajorLoanCategoriesMortgageWarehouseLending" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesOtherLoans" name="MajorLoanCategoriesOtherLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesRealEstateCommercial" name="MajorLoanCategoriesRealEstateCommercial" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesRealEstateConstruction" name="MajorLoanCategoriesRealEstateConstruction" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MajorLoanCategoriesRealEstateMortgage" name="MajorLoanCategoriesRealEstateMortgage" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MarketableSecuritiesOtherInvestmentsCurrentNoncurrent" name="MarketableSecuritiesOtherInvestmentsCurrentNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MarketableSecuritiesTradingSecuritiesCost" name="MarketableSecuritiesTradingSecuritiesCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MarketableSecuritiesTradingSecuritiesEncumberedCost" name="MarketableSecuritiesTradingSecuritiesEncumberedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_MarketableSecuritiesTradingSecuritiesUnencumberedCost" name="MarketableSecuritiesTradingSecuritiesUnencumberedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_MaturitiesGuaranteedInvestmentContracts" name="MaturitiesGuaranteedInvestmentContracts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaturitiesSeniorDebt" name="MaturitiesSeniorDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaturitiesSubordinatedDebt" name="MaturitiesSubordinatedDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaturityInvestmentObligationCategories" name="MaturityInvestmentObligationCategories" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaturityInvestmentObligationCategoriesSecuritiesAvailableSalesMaturityTable" name="MaturityInvestmentObligationCategoriesSecuritiesAvailableSalesMaturityTable" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaturityInvestmentObligationCategoriesSecuritiesHeldMaturityMaturityTable" name="MaturityInvestmentObligationCategoriesSecuritiesHeldMaturityMaturityTable" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MaximumFutureEarningsClosedBlockAssetsLiabilities" name="MaximumFutureEarningsClosedBlockAssetsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MediumTermNotes" name="MediumTermNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_MergersAcquisitionsAccountedAsPurchase" name="MergersAcquisitionsAccountedAsPurchase" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_MortgageBankingActivities" name="MortgageBankingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageBankingActivitiesCashFlowsSecuritizationTrusts" name="MortgageBankingActivitiesCashFlowsSecuritizationTrusts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageBankingActivitiesPretaxGainsOnRetainedInterests" name="MortgageBankingActivitiesPretaxGainsOnRetainedInterests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageBankingActivitiesRetainedInterestRatesWeights" name="MortgageBankingActivitiesRetainedInterestRatesWeights" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageBankingActivitiesRetainedInterestsByCreditRating" name="MortgageBankingActivitiesRetainedInterestsByCreditRating" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageBankingActivitiesSecuritizationsKeyAssumptionsSensitivity" name="MortgageBankingActivitiesSecuritizationsKeyAssumptionsSensitivity" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgageServicingRightsDescription" name="MortgageServicingRightsDescription" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_MortgagesHeldSale" name="MortgagesHeldSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_MSRImpairmentRecovery" name="MSRImpairmentRecovery" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NCUSIFDeposit" name="NCUSIFDeposit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetChangeDeposits" name="NetChangeDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeDepositsAbstract" name="NetChangeDepositsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetChangeFederalFundsPurchased" name="NetChangeFederalFundsPurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeFederalFundsPurchasedSecuritiesSoldUnderAgreementsRepurchase" name="NetChangeFederalFundsPurchasedSecuritiesSoldUnderAgreementsRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeFederalFundsPurchasedSecuritiesSoldUnderAgreementsRepurchaseAbstract" name="NetChangeFederalFundsPurchasedSecuritiesSoldUnderAgreementsRepurchaseAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetChangeFederalFundsSold" name="NetChangeFederalFundsSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeFederalFundsSoldSecuritiesPurchasedUnderAgreementsResell" name="NetChangeFederalFundsSoldSecuritiesPurchasedUnderAgreementsResell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeFederalFundsSoldSecuritiesPurchasedUnderAgreementsResellAbstract" name="NetChangeFederalFundsSoldSecuritiesPurchasedUnderAgreementsResellAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetChangeInterestBearingDepositsBanks" name="NetChangeInterestBearingDepositsBanks" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeInterestDividendsReceivable" name="NetChangeInterestDividendsReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeLiabilityChecksIssued" name="NetChangeLiabilityChecksIssued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeLoansHeldSale" name="NetChangeLoansHeldSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeLoansLeases" name="NetChangeLoansLeases" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeLoansLeasesAbstract" name="NetChangeLoansLeasesAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetChangeOtherBorrowings" name="NetChangeOtherBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeSecuritiesPurchasedUnderAgreementsResell" name="NetChangeSecuritiesPurchasedUnderAgreementsResell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeSecuritiesSoldUnderAgreementsRepurchase" name="NetChangeSecuritiesSoldUnderAgreementsRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeTradingAccountSecurities" name="NetChangeTradingAccountSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetChangeUndisbursedLoanFunds" name="NetChangeUndisbursedLoanFunds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetEarnedPremiums" name="NetEarnedPremiums" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NetForeclosedAssets" name="NetForeclosedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetForeclosedAssetsAbstract" name="NetForeclosedAssetsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetGainLossMortgageLoans" name="NetGainLossMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetGainLossRealizedOnSalesConsumerLoans" name="NetGainLossRealizedOnSalesConsumerLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetGainsLossRealizedOnSalesLoans" name="NetGainsLossRealizedOnSalesLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetGainsLossRealizedOnSalesLoansAbstract" name="NetGainsLossRealizedOnSalesLoansAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetInsuranceReserves" name="NetInsuranceReserves" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetInterestIncome" name="NetInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NetLoanLeaseOriginationsPrincipalCollections" name="NetLoanLeaseOriginationsPrincipalCollections" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetLoans" name="NetLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetLoansAbstract" name="NetLoansAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetLoansAllowanceLoanLeaseLosses" name="NetLoansAllowanceLoanLeaseLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_NetLoansAllowanceLoanLeaseLossesMortgageLoans" name="NetLoansAllowanceLoanLeaseLossesMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_NetLoansHeldPortfolio" name="NetLoansHeldPortfolio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetLoansHeldPortfolioAbstract" name="NetLoansHeldPortfolioAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NetLoansHeldPortfolioMortgageLoans" name="NetLoansHeldPortfolioMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NetProceedsSaleMortgageServicingRights" name="NetProceedsSaleMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NetWorth" name="NetWorth" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_NetWorthComplianceNetWorthRequirements" name="NetWorthComplianceNetWorthRequirements" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_NetWorthExcessDeficiencyNetWorth" name="NetWorthExcessDeficiencyNetWorth" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_NetWorthRegulatoryNetWorthRequirements" name="NetWorthRegulatoryNetWorthRequirements" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_NetWorthRequiredNewWorthAmount" name="NetWorthRequiredNewWorthAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_NetWrittenPremiums" name="NetWrittenPremiums" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonaccrualLoans" name="NonaccrualLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NonAccrualLoansCommercial" name="NonAccrualLoansCommercial" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NonaccrualLoansConsumer" name="NonaccrualLoansConsumer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NonaccrualLoansForegoneInterest" name="NonaccrualLoansForegoneInterest" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_NonInterestExpenseAbstract" name="NonInterestExpenseAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestExpenseCommunicationsDataProcessing" name="NonInterestExpenseCommunicationsDataProcessing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NonInterestExpenseCompensationEmployeeBenefits" name="NonInterestExpenseCompensationEmployeeBenefits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NonInterestExpenseFurnitureEquipment" name="NonInterestExpenseFurnitureEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NonInterestExpenseNetOccupancy" name="NonInterestExpenseNetOccupancy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NonInterestExpenseOtherNonTotalInterestExpense" name="NonInterestExpenseOtherNonTotalInterestExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NoninterestExpenseProfessionalFees" name="NoninterestExpenseProfessionalFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_NonInterestIncome" name="NonInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeAbstract" name="NonInterestIncomeAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestIncomeBankOwnedLifeInsuranceIncome" name="NonInterestIncomeBankOwnedLifeInsuranceIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeCommissionsFeesFiduciaryTrustActivities" name="NonInterestIncomeCommissionsFeesFiduciaryTrustActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeConversionGainsLossesOnForeignInvestments" name="NonInterestIncomeConversionGainsLossesOnForeignInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeCreditCardFees" name="NonInterestIncomeCreditCardFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeFeesCommissions" name="NonInterestIncomeFeesCommissions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeFeesCommissionsAbstract" name="NonInterestIncomeFeesCommissionsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestIncomeGainsLossesOnSaleAssets" name="NonInterestIncomeGainsLossesOnSaleAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeGainsLossesOnSaleAssetsAbstract" name="NonInterestIncomeGainsLossesOnSaleAssetsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestIncomeGainsLossesOnSaleCreditCardPortfolio" name="NonInterestIncomeGainsLossesOnSaleCreditCardPortfolio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeGainsLossesOnSaleOtherAssets" name="NonInterestIncomeGainsLossesOnSaleOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeGainsLossesOnSaleOtherRealEstate" name="NonInterestIncomeGainsLossesOnSaleOtherRealEstate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeInsuranceCommissionsFees" name="NonInterestIncomeInsuranceCommissionsFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeInvestmentBankingAdvisoryBrokerageUnderwritingFeesCommissions" name="NonInterestIncomeInvestmentBankingAdvisoryBrokerageUnderwritingFeesCommissions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeMortgageBankingFees" name="NonInterestIncomeMortgageBankingFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeNetGainsLossesOnSaleSecurities" name="NonInterestIncomeNetGainsLossesOnSaleSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeNetGainsLossesOnSalesLoans" name="NonInterestIncomeNetGainsLossesOnSalesLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeNetSecuritizationGainsLosses" name="NonInterestIncomeNetSecuritizationGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeNetServicingFees" name="NonInterestIncomeNetServicingFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeNetVentureCapitalLossesGains" name="NonInterestIncomeNetVentureCapitalLossesGains" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeOtherFeesCommissions" name="NonInterestIncomeOtherFeesCommissions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeOtherNonInterestIncome" name="NonInterestIncomeOtherNonInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeOtherNonInterestIncomeAbstract" name="NonInterestIncomeOtherNonInterestIncomeAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestIncomeOtherNonInterestIncomeOtherNonInterestIncomeEquityMethodInvestments" name="NonInterestIncomeOtherNonInterestIncomeOtherNonInterestIncomeEquityMethodInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeProfitLossRealEstateOperations" name="NonInterestIncomeProfitLossRealEstateOperations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeServiceChargesOnDepositAmounts" name="NonInterestIncomeServiceChargesOnDepositAmounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeTradingRevenues" name="NonInterestIncomeTradingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonInterestIncomeTradingRevenuesAbstract" name="NonInterestIncomeTradingRevenuesAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_NonInterestIncomeTradingRevenuesForeignExchangeTradingGainsLosses" name="NonInterestIncomeTradingRevenuesForeignExchangeTradingGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_NonperformingAssets" name="NonperformingAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NonperformingLoans" name="NonperformingLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_NotesPayableRelatedParties" name="NotesPayableRelatedParties" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_OffBalanceSheetTransactions" name="OffBalanceSheetTransactions" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OriginationMortgageServicingRightsMSRs" name="OriginationMortgageServicingRightsMSRs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_OriginationPurchasesLoansHeldForSaleAbstract" name="OriginationPurchasesLoansHeldForSaleAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="duration" type="xbrli:stringItemType" />
  <element id="usfr-fst_OriginationsPurchasesLoansAvailableSaleNet" name="OriginationsPurchasesLoansAvailableSaleNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherAssetsCurrentNonCurrentNotes" name="OtherAssetsCurrentNonCurrentNotes" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_OtherAssetsDisclosed" name="OtherAssetsDisclosed" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherAssetsDisclosedBasisOtherRealEstateCarried" name="OtherAssetsDisclosedBasisOtherRealEstateCarried" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherAssetsDisclosedChangesAllowancesLossesOnOtherRealEstate" name="OtherAssetsDisclosedChangesAllowancesLossesOnOtherRealEstate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherAssetsDisclosedInvestmentsAccruedInterestReceivable" name="OtherAssetsDisclosedInvestmentsAccruedInterestReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherAssetsDisclosedInvestmentsIndebtednessAffiliates" name="OtherAssetsDisclosedInvestmentsIndebtednessAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherAssetsDisclosedLoansAccruedInterestReceivable" name="OtherAssetsDisclosedLoansAccruedInterestReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherAssetsDisclosedOtherRealEstate" name="OtherAssetsDisclosedOtherRealEstate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherChangesLoansLeasesNet" name="OtherChangesLoansLeasesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherConsumer" name="OtherConsumer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherExpensesNetCostOperationOtherRealEstate" name="OtherExpensesNetCostOperationOtherRealEstate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_OtherExpensesNetOccupancyExpensePremises" name="OtherExpensesNetOccupancyExpensePremises" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_OtherExpensesOther" name="OtherExpensesOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_OtherIncomeCommissionsBrokersFeesMarkupsOnSecuritiesActivities" name="OtherIncomeCommissionsBrokersFeesMarkupsOnSecuritiesActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeCommissionsFeesFiduciaryActivities" name="OtherIncomeCommissionsFeesFiduciaryActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeEquityEarningsUnconsolidatedSubsidiaries" name="OtherIncomeEquityEarningsUnconsolidatedSubsidiaries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeFeesCustomerServices" name="OtherIncomeFeesCustomerServices" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeFeesLoanOriginationsCommitmentsServicing" name="OtherIncomeFeesLoanOriginationsCommitmentsServicing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeGainsLossesOnDispositionEquityInvestees" name="OtherIncomeGainsLossesOnDispositionEquityInvestees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeInsuranceCommissionsFeesPremiums" name="OtherIncomeInsuranceCommissionsFeesPremiums" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeNote" name="OtherIncomeNote" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherIncomeOther" name="OtherIncomeOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeProfitLossRealEstateOperations" name="OtherIncomeProfitLossRealEstateOperations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherIncomeTradingAccountProfitLoss" name="OtherIncomeTradingAccountProfitLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_OtherInstallmentLoans" name="OtherInstallmentLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherInterestEarningAssets" name="OtherInterestEarningAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherLiabilitiesCurrentNonCurrentNotes" name="OtherLiabilitiesCurrentNonCurrentNotes" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_OtherLoans" name="OtherLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherNonperformingAssets" name="OtherNonperformingAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherPolicyholderFunds" name="OtherPolicyholderFunds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_OtherPolicyholderFundsChanesBalances" name="OtherPolicyholderFundsChanesBalances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_OtherRealEstateOwnedOREO" name="OtherRealEstateOwnedOREO" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_OtherShortTermInvestments" name="OtherShortTermInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_PaidClaimClaimAdjustmentExpensesRelatedCurrent" name="PaidClaimClaimAdjustmentExpensesRelatedCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_PaidClaimClaimAdjustmentExpensesRelatedPrior" name="PaidClaimClaimAdjustmentExpensesRelatedPrior" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_PaidClaimExpenses" name="PaidClaimExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_PaidClaimExpensesAbstract" name="PaidClaimExpensesAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="duration" type="xbrli:stringItemType" />
  <element id="usfr-fst_PayablesBrokerDealers" name="PayablesBrokerDealers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PayablesPolicyholderDividends" name="PayablesPolicyholderDividends" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PayablesReinsurance" name="PayablesReinsurance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PayablesSecuritiesLending" name="PayablesSecuritiesLending" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PaymentsFederalHomeLoanBankBorrowings" name="PaymentsFederalHomeLoanBankBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PaymentsMediumTermNotes" name="PaymentsMediumTermNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PolicyCreditsIssuedCashPaymentsEligiblePolicyholders" name="PolicyCreditsIssuedCashPaymentsEligiblePolicyholders" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_PolicyholdersAccountDeposits" name="PolicyholdersAccountDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PolicyholdersAccountWithdrawals" name="PolicyholdersAccountWithdrawals" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PolicyReservesBenefits" name="PolicyReservesBenefits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PolicyReservesBenefitsAbstract" name="PolicyReservesBenefitsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_PreferredShareholdersEquitySubsidiaryCompanies" name="PreferredShareholdersEquitySubsidiaryCompanies" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PremiumsReceivable" name="PremiumsReceivable" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PremiumsReceivableAbstract" name="PremiumsReceivableAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_PremiumsReceivableAllowanceDoubtfulAccounts" name="PremiumsReceivableAllowanceDoubtfulAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_PremiumsReceivableChangesBalances" name="PremiumsReceivableChangesBalances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_PremiumsReceivableDiscountPremiumPremiumsReceivable" name="PremiumsReceivableDiscountPremiumPremiumsReceivable" substitutionGroup="xbrli:tuple" nillable="true">
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      <complexContent>
        <restriction base="anyType">
          <sequence>
            <element ref="usfr-fst:DescriptionPremiumReceivable" minOccurs="1" maxOccurs="1" />
            <element ref="usfr-fst:DiscountPremiumPremiumsReceivableFaceAmountReceivables" minOccurs="0" maxOccurs="1" />
            <element ref="usfr-fst:DiscountPremiumPremiumsReceivableEffectiveInterestRateReceivables" minOccurs="0" maxOccurs="1" />
          </sequence>
        </restriction>
      </complexContent>
    </complexType>
  </element>
  <element id="usfr-fst_PremiumsReceivableGrossPremiumsReceivable" name="PremiumsReceivableGrossPremiumsReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_PremiumsReceivableNet" name="PremiumsReceivableNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_PremiumsReceivableSalePremiumsReceivable" name="PremiumsReceivableSalePremiumsReceivable" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_PrivatePlacementCommonStockAdditionalPaidCapital" name="PrivatePlacementCommonStockAdditionalPaidCapital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
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  <element id="usfr-fst_ProceedsGuaranteedInvestmentContracts" name="ProceedsGuaranteedInvestmentContracts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ProceedsIssuanceMediumTermNotes" name="ProceedsIssuanceMediumTermNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ProceedsMaturitiesPrepaymentsCallsAvailableSaleInvestments" name="ProceedsMaturitiesPrepaymentsCallsAvailableSaleInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ProceedsMaturitiesPrepaymentsCallsHeldMaturityInvestments" name="ProceedsMaturitiesPrepaymentsCallsHeldMaturityInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ProceedsPrepaymentsMaturitiesProceedsOtherInvestments" name="ProceedsPrepaymentsMaturitiesProceedsOtherInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ProceedsSaleAvailableSaleInvestments" name="ProceedsSaleAvailableSaleInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_ProceedsSalesLoansHeldSale" name="ProceedsSalesLoansHeldSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_ProceedsSalesMortgageBackedSecuritesMBS" name="ProceedsSalesMortgageBackedSecuritesMBS" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_ProceedsSecuritizationsLoans" name="ProceedsSecuritizationsLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <element id="usfr-fst_RealEstateOwnedEachClassRealEstate" name="RealEstateOwnedEachClassRealEstate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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            <element ref="usfr-fst:Tier1Capital" minOccurs="0" maxOccurs="1" />
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  <element id="usfr-fst_ReinsuranceReceivable" name="ReinsuranceReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
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  <element id="usfr-fst_ScheduleDepositsNegotiableOrderWithdrawalMoneyMarket" name="ScheduleDepositsNegotiableOrderWithdrawalMoneyMarket" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsNoninterestBearing" name="ScheduleDepositsNoninterestBearing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsRetailDepositAccounts" name="ScheduleDepositsRetailDepositAccounts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleDepositsRetailDepositAccountsInterestExpenseOnRetailDeposits" name="ScheduleDepositsRetailDepositAccountsInterestExpenseOnRetailDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsRetailDepositAccountsMaturityScheduleRetailCertificatesDeposits" name="ScheduleDepositsRetailDepositAccountsMaturityScheduleRetailCertificatesDeposits" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleDepositsRetailDepositAccountsSummaryInterestExpenseOnRetailDeposits" name="ScheduleDepositsRetailDepositAccountsSummaryInterestExpenseOnRetailDeposits" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleDepositsSavingsDeposits" name="ScheduleDepositsSavingsDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsTimeDeposits" name="ScheduleDepositsTimeDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsWholesaleDepositAccounts" name="ScheduleDepositsWholesaleDepositAccounts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleDepositsWholesaleDepositAccountsInterestExpenseOnWholesaleDepositsAccounts" name="ScheduleDepositsWholesaleDepositAccountsInterestExpenseOnWholesaleDepositsAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleDepositsWholesaleDepositAccountsMaturityScheduleWholesaleCertificatesDeposits" name="ScheduleDepositsWholesaleDepositAccountsMaturityScheduleWholesaleCertificatesDeposits" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleInvestmentSecurities" name="ScheduleInvestmentSecurities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_ScheduleInvestmentSecuritiesDividends" name="ScheduleInvestmentSecuritiesDividends" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleInvestmentSecuritiesNontaxableInterestIncome" name="ScheduleInvestmentSecuritiesNontaxableInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleInvestmentSecuritiesTaxableInterestIncome" name="ScheduleInvestmentSecuritiesTaxableInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleLongTermBorrowingsBankOtherSubsidiaries" name="ScheduleLongTermBorrowingsBankOtherSubsidiaries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleLongTermBorrowingsParentCompany" name="ScheduleLongTermBorrowingsParentCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleShortTermBorrowings" name="ScheduleShortTermBorrowings" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleShortTermBorrowingsFederalFundsPurchasedSecuritiesSold" name="ScheduleShortTermBorrowingsFederalFundsPurchasedSecuritiesSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ScheduleShortTermBorrowingsPolicyRequiringCollateralSecurities" name="ScheduleShortTermBorrowingsPolicyRequiringCollateralSecurities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleShortTermBorrowingsUnusedLinesCredit" name="ScheduleShortTermBorrowingsUnusedLinesCredit" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ScheduleShortTermBorrowingsUnusedLinesCreditShortTermFinancing" name="ScheduleShortTermBorrowingsUnusedLinesCreditShortTermFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_SecuritiesAnyIssuerGreaterThan10StockholderSEquity" name="SecuritiesAnyIssuerGreaterThan10StockholderSEquity" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SecuritiesAvailableSaleCorporateDebtSecurities" name="SecuritiesAvailableSaleCorporateDebtSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleDebtSecuritiesIssuedByForeignGovernments" name="SecuritiesAvailableSaleDebtSecuritiesIssuedByForeignGovernments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEncumbered" name="SecuritiesAvailableSaleEncumbered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecurities" name="SecuritiesAvailableSaleEquitySecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecuritiesAmortizedCost" name="SecuritiesAvailableSaleEquitySecuritiesAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecuritiesCommonStockAmortizedCost" name="SecuritiesAvailableSaleEquitySecuritiesCommonStockAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecuritiesCommonStockFairValue" name="SecuritiesAvailableSaleEquitySecuritiesCommonStockFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecuritiesPreferredStockAmortizedCost" name="SecuritiesAvailableSaleEquitySecuritiesPreferredStockAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleEquitySecuritiesPreferredStockFairValue" name="SecuritiesAvailableSaleEquitySecuritiesPreferredStockFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleFixedMaturitiesAmortizedCost" name="SecuritiesAvailableSaleFixedMaturitiesAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleFixedMaturitiesFairValue" name="SecuritiesAvailableSaleFixedMaturitiesFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleMortgageBackedSecurities" name="SecuritiesAvailableSaleMortgageBackedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleOtherDebtSecurities" name="SecuritiesAvailableSaleOtherDebtSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSalesFederalHomeLoanBankStockParValue" name="SecuritiesAvailableSalesFederalHomeLoanBankStockParValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleStatesWithinUSPoliticalSubdivisionsStates" name="SecuritiesAvailableSaleStatesWithinUSPoliticalSubdivisionsStates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleUnencumbered" name="SecuritiesAvailableSaleUnencumbered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesAvailableSaleUSTreasuryOtherUSGovernmentCorporationsAgencies" name="SecuritiesAvailableSaleUSTreasuryOtherUSGovernmentCorporationsAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesInvestmentsHeldTrading" name="SecuritiesInvestmentsHeldTrading" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SecuritiesSoldNotPurchased" name="SecuritiesSoldNotPurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_SeparateAccountAssets" name="SeparateAccountAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SeparateAccounts" name="SeparateAccounts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ShortTermBorrowings" name="ShortTermBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ShortTermBorrowingsAbstract" name="ShortTermBorrowingsAbstract" abstract="true" substitutionGroup="xbrli:item" xbrli:periodType="instant" type="xbrli:stringItemType" />
  <element id="usfr-fst_ShortTermBorrowingsAverageAmountsOutstandingDuringPeriod" name="ShortTermBorrowingsAverageAmountsOutstandingDuringPeriod" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ShortTermBorrowingsGeneralTerms" name="ShortTermBorrowingsGeneralTerms" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ShortTermBorrowingsMaximumAmountOutstanding" name="ShortTermBorrowingsMaximumAmountOutstanding" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ShortTermBorrowingsOutstandingPeriodEnd" name="ShortTermBorrowingsOutstandingPeriodEnd" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_ShortTermBorrowingsWeightedAverageInterestRatePeriod" name="ShortTermBorrowingsWeightedAverageInterestRatePeriod" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ShortTermBorrowingsWeightedAverageInterestRatePeriodEnd" name="ShortTermBorrowingsWeightedAverageInterestRatePeriodEnd" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_StatutoryFinancialInformation" name="StatutoryFinancialInformation" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_StatutoryNetIncome" name="StatutoryNetIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_StatutorySurplus" name="StatutorySurplus" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_StockholdersEquityCommonStock" name="StockholdersEquityCommonStock" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_StockholdersEquityTreasuryStock" name="StockholdersEquityTreasuryStock" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_Student" name="Student" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_SummaryLoanLossExperience" name="SummaryLoanLossExperience" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SummaryLoanLossExperienceAllowanceAllocated" name="SummaryLoanLossExperienceAllowanceAllocated" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SummaryLoanLossExperienceChangesLoanAllowanceRelatedForeignActivities" name="SummaryLoanLossExperienceChangesLoanAllowanceRelatedForeignActivities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SummaryLoanLossExperienceChargeOffs" name="SummaryLoanLossExperienceChargeOffs" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SummaryLoanLossExperienceFactorsInfluencingManagementSJudgmentOnLoanLossProvision" name="SummaryLoanLossExperienceFactorsInfluencingManagementSJudgmentOnLoanLossProvision" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SummaryLoanLossExperienceRecoveries" name="SummaryLoanLossExperienceRecoveries" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_SystematicAnalysisProceduralDiscipline" name="SystematicAnalysisProceduralDiscipline" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_Tier1Capital" name="Tier1Capital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_Tier1CapitalAverageAssetsRatioActual" name="Tier1CapitalAverageAssetsRatioActual" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_Tier1CapitalRiskWeightedAssetsRatio" name="Tier1CapitalRiskWeightedAssetsRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_TotalCapital" name="TotalCapital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_TotalCapitalRiskWeightedAssetsRatio" name="TotalCapitalRiskWeightedAssetsRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <element id="usfr-fst_TotalClosedBlockLiabilities" name="TotalClosedBlockLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_TotalInterestExpense" name="TotalInterestExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_TotalNonTotalInterestExpense" name="TotalNonTotalInterestExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="usfr-fst_TradingLiabilities" name="TradingLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_TradingSecuritiesEncumbered" name="TradingSecuritiesEncumbered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_TradingSecuritiesUnencumbered" name="TradingSecuritiesUnencumbered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_TransfersServicingFinancialAssetsPolicy" name="TransfersServicingFinancialAssetsPolicy" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_TrustPreferredSecuritiesNotesFinancialStatementsAbstract" name="TrustPreferredSecuritiesNotesFinancialStatementsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_UnamortizedDiscountsOnPurchasedLoans" name="UnamortizedDiscountsOnPurchasedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_UnamortizedLoanCommitmentOriginationFees" name="UnamortizedLoanCommitmentOriginationFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_UnearnedIncomeNonCash" name="UnearnedIncomeNonCash" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_UnearnedPremiums" name="UnearnedPremiums" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_UnhedgedDerivativeTransactionsFairValueChangesBalances" name="UnhedgedDerivativeTransactionsFairValueChangesBalances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="usfr-fst_UnrealizedLossDerivativeTransactions" name="UnrealizedLossDerivativeTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_ValueBusinessAcquired" name="ValueBusinessAcquired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="usfr-fst_ValueBusinessAcquiredDisclosures" name="ValueBusinessAcquiredDisclosures" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_ValueBusinessAcquiredVOBAAcquisitions" name="ValueBusinessAcquiredVOBAAcquisitions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_VariableInterestEntities" name="VariableInterestEntities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_WeightedAverageYieldEachRangeMaturities" name="WeightedAverageYieldEachRangeMaturities" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="usfr-fst_WholesaleDeposits" name="WholesaleDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="usfr-fst_WithdrawalUsageRestrictionsCashAmountsDueDepositoryInstitutions" name="WithdrawalUsageRestrictionsCashAmountsDueDepositoryInstitutions" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
</schema>
