EBA sheds light on EU supervisory approaches
The European Banking Authority (EBA) updated its overview of how national authorities across the EU are supervising banks and investment firms under the CRD V and IFD frameworks. This Q4 2024 update offers a comparative look at supervisory practices without imposing extra reporting burdens on institutions.
Published in aggregate form, the disclosure captures national laws, regulatory guidance, penalties issued, and the use of supervisory options and discretions. This release includes aggregated data and national approaches to the Capital Requirements Directive (CRD V) and the Investment Firms Directive (IFD).
This annual exercise shines a light on regulatory consistency (or divergence) across the EU, providing clarity to stakeholders navigating the EU’s complex prudential landscape.
Find the full disclosure overview here.
