EBA sets sights on efficiency and digital readiness in 2026 work programme
The European Banking Authority (EBA) has published its 2026 Work Programme, setting out plans to make regulation and supervision in the EU simpler, more effective and better connected. It focuses on three priorities: strengthening the single market rulebook, improving data-driven supervision and supporting innovation across the financial sector.
A major element of the plan is enhancing efficiency. Following a review of the existing framework, the EBA has adopted 21 actions aimed at reducing duplication, improving proportionality and cutting the reporting burden on financial institutions. The intention is to make the prudential and supervisory system more robust, transparent and consistent across Member States, while keeping it proportionate to the scale of the firms it regulates.
The EBA will take on new oversight responsibilities under DORA, MICA and EMIR, covering third-party service providers, crypto-asset issuers and initial margin models. At the same time, its anti-money laundering work will move to the new Anti-Money Laundering Authority. The programme also highlights continued investment in policy convergence, risk analysis and the use of data and digital tools to support supervision
Read the full Work Programme and efficiency report on the EBA website.
